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Home and Community-Based Services Waivers, often referred to as HCBS waivers, aid seniors who would prefer to receive in-home care. More than 1 million older adults in the U.S. coordinate their care through an HBCS waiver program. While guidelines vary depending on a senior’s state of residence, older adults must meet some general qualifications.

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In-Home Care. For help with driving, getting around the house, meal preparation, companionship, and light housekeeping, hire a professional caregiver through an in-home care agency. Caregivers can be hired on a one-time basis or a regular monthly schedule. Rates usually range from $20 to $40 per hour. Learn more.